The Platform
AuBit™️ is a new global financial solution combining payments, revenue and institutional-grade investment products in one holistic ecosystem.
Freeway: Our goal with the Freeway payment platform is to revolutionise how users access financial services and to eliminate or greatly reduce direct fees and clearing times wherever possible.
Beginning with the free and instant transfer of cash in over 100 currencies between Freeway account holders, users can immediately eliminate fees for sending and receiving money and corporates can greatly reduce merchant and payroll processing costs.
Freeway will provide retail and corporate users with bank accounts, debit cards, investment accounts and money management tools, all available on single iOS, Android and web applications*.
Bank accounts are automatically opened in real time as part of the registration process and we currently plan to roll-out to more than 40 partner banks in over 50 countries.
AuBits™️: Freeway users also gain access to AuBit’s proprietary investment products, the first one being AuBit Units (AuBits). Permitted users can buy and sell AuBits from their mobile app**.
AuBits are backed by growing reserves of gold bullion and all-weather investment portfolios.
Uniquely, trading activity and market demand lead to increasing underlying assets per AuBit unit in both rising and falling markets, compounding annual growth.
This is achieved through the patent-pending Growth Automation Protocol (GAP). AuBits are the first of many GAP investment products to be released via private placement with subsequent public offerings planned in to-be-approved jurisdictions in 2020.
AuBits can be represented in several ways—directly on the AuBit Freeway platform as an approved investment product (e-units), integrated into already existing stock exchanges and trading systems (as shares of preferred stock), or cryptographically tokenised onto various blockchain platforms (security tokens).
Growth Automation Protocol as-a-service: Funds and companies can also onboard to the Freeway platform and start benefiting from the growth mechanics, and its future regulatory umbrella, liquidity provision and active user base.
As AuBits are hybrid equity in the AuBit Freeway ecosystem, a revenue share from protocol fees also benefits AuBit holders.
AuBits were created as an alternative to unbacked virtual currencies and to outperform ETFs, index and mutual funds based on equivalent assets. With instant liquidity** on the Freeway platform, your investment products are in your control, growing and ready to cash in and spend when you are.
* Services and products may have restrictions on who can access them, and where they can be accessed. Only authorised products and services will be available to each AuBit Freeway retail, corporate or institutional user account.
** A liquidity provision to cash is intended and cannot be guaranteed.
* cards are shown for illustrative purposes and are not available until master agreements have been finalised with providers
* cards are shown for illustrative purposes and are not available until master agreements have been finalised with providers
The Platform
AuBit™️ is a new global financial system combining payments, revenue and institutional-grade investment products in one holistic ecosystem.
Freeway: Our goal with the Freeway payment platform is to revolutionise how users access financial services and to eliminate or greatly reduce direct fees and clearing times wherever possible.
Beginning with the free and instant transfer of cash in over 100 currencies between Freeway account holders, users can immediately eliminate fees for sending and receiving money and corporates can greatly reduce merchant and payroll processing costs.
Freeway will provide retail and corporate users with bank accounts, debit cards, investment accounts and money management tools, all available on single iOS, Android and web applications*.
Bank accounts are automatically opened in real time as part of the registration process and we currently plan to roll-out to more than 40 partner banks in over 50 countries.
AuBits™️: Freeway users also gain access to AuBit’s proprietary investment products, the first one being AuBit Units (AuBits). Permitted users can buy and sell AuBits from their mobile app**.
AuBits are backed by growing reserves of gold bullion and all-weather investment portfolios.
Uniquely, trading activity and market demand lead to increasing underlying assets per AuBit unit in both rising and falling markets, compounding annual growth.
This is achieved through the patent-pending Growth Automation Protocol (GAP). AuBits are the first of many GAP investment products to be released via private placement with subsequent public offerings planned in to-be-approved jurisdictions in 2020.
AuBits can be represented in several ways—directly on the AuBit Freeway platform as an approved investment product (e-units), integrated into already existing stock exchanges and trading systems (as shares of preferred stock), or cryptographically tokenised onto various blockchain platforms (security tokens).
Growth Automation Protocol as-a-service: Funds and companies can also onboard to the Freeway platform and start benefiting from the growth mechanics, and its future regulatory umbrella, liquidity provision and active user base.
As AuBits are hybrid equity in the AuBit Freeway ecosystem, a revenue share from protocol fees also benefits AuBit holders.
AuBits were created as an alternative to unbacked virtual currencies and to outperform ETFs, index and mutual funds based on equivalent assets. With instant liquidity** on the Freeway platform, your investment products are in your control, growing and ready to cash in and spend when you are.
*services and products may have restrictions on who can access them, and where they can be accessed. Only authorised products and services will be available to each AuBit Freeway retail, corporate or institutional user account.
**A liquidity provision to cash is intended and cannot be guaranteed.
AuBit Highlights
- Backed by growing gold bullion and diverse investment portfolios.
- Unique underlying asset growth in both rising or falling markets and designed to deliver better protection over periods of financial crisis.
- Institutional grade system and custody available.
- Stellar financial management and execution team.
- Public offering preparations underway with a staggered global rollout planned for 2020*
AuBits were created as an accessible alternative investment designed to outperform ETFs, index and mutual funds based on equivalent assets. With planned instant liquidity on the Freeway platform, your investment products are in your control, growing and ready to cash in and spend when you are.
* The AuBit Team cannot guarantee when or if the regulatory approvals for the project would be obtained.
Access the Data Room
For those who would like to learn more about AuBit, we have a comprehensive data room.
Please request access to the data room by filling out this form and we will be back in touch soon to see if you qualify for access.
AuBit Highlights
- Backed by growing gold bullion and diverse investment portfolios.
- Unique underlying asset growth in both rising or falling markets and designed to deliver better protection over periods of financial crisis.
- Institutional grade system and custody available.
- Stellar financial management and execution team.
- Public offering preparations underway with a staggered global rollout planned for 2020*
AuBits were created as an accessible alternative investment designed to outperform ETFs, index and mutual funds based on equivalent assets. With planned instant liquidity on the Freeway platform, your investment products are in your control, growing and ready to cash in and spend when you are.
* The AuBit Team cannot guarantee when or if the regulatory approvals for the project would be obtained.
Access the Data Room
For those who would like to learn more about AuBit, we have a comprehensive data room.
Please request access to the data room by filling out this form and we will be back in touch soon to see if you qualify for access.
The Team
The entrepreneurial founders have pulled together an impressive team of professionals in their respective talents, hailing from such prestigious backgrounds as Prudential Asia, HSBC, Fidelity, Universal Music Group, Heidrick & Struggles, Fluor Corporation, Standard Chartered Bank, Morgan Stanley, Credit Suisse and Barclays bank.
PETER NEILSON
FOUNDER & CEO AuBit International
A veteran entrepreneur in tech & natural resources: Orange prepay mobile & Freeserve web-based email, World Telecom, Orion Telecom, Coal International. He was involved in some of the world’s leading Gold Mining Technology and also led an acquisition of 32,000 acres of coal mines by AIM-listed Coal International plc.
Peter brought together the “ideation crucible” that sparked AuBit and formed the initial founding team. He continues to forge partnerships and growth opportunities for the endeavour.
PETER's LINKEDIN
GRAHAM DOGGART
FOUNDER & CPO AuBit International
Ranked as one of the top blockchain experts globally, Graham specialises in the structuring and packaging of offerings and has worked with numerous projects internationally.
Graham conceptualised and developed AuBit and drives the continuing ideation and innovation process.
His background is in system architecture, management consultancy in regulated industries, digital marketing & fintech.
GRAHAM's LINKEDIN
SADIE HUTTON
FOUNDER & CSO AuBit International
With more than 20 years in management, Sadie brings experience in administration, fundraising, processes and project execution. In her early career, she mostly focused on philanthropic and volunteer work. Since shifting career path, she founded two startups, both of which were successfully merged with larger firms. Sadie codified the AuBit structure and architecture and manages the ideation, establishment and operations of the project. Her current focus is working with legal and operations teams to prepare AuBit for launch.
Sadie's LinkedIn
JOEL KRUEGER
CHIEF INVESTMENT ADVISER AuBit RESERVES
Joel has spent his career in investment management across asset and alternative asset allocation, asset-liability management and hedging through derivatives, and proprietary investment in private credit management, especially secured bank lending.
His last position was as the senior-most investment officer and regional investment committee chairman for Prudential’s life businesses in Asia-Pacific across 14 countries with assets-under-management in excess of $75 billion. Joel advises the AuBit Reserves team on all aspects ahead of launch.
Joel's LinkedIn
DOMINIC EVANS
ADVISER ON AuBit RESERVEs OPERATIONS
Dominic hails from a long career in financial control, operations and risk management in companies such as PwC, Fidelity, and Prudential Corporation Asia, where he worked for the past 7 years, most recently as Regional Director of Investment Risk. With oversight responsibilities for PCA’s circa USD100bn of life fund investments in Asia, Dominic has extensive experience in the design of investment oversight policy, guidelines and governance, together with operational structuring, risk assessment and due diligence processes.
Since joining the AuBit team he has focused on advising on the AuBit Reserves structure and governance requirements.
BRAD HUNT
CORPORATE FINANCIAL ADVISER AuBit International
Brad is an ambitious and accomplished finance leader, team builder and mentor, with over 20 years experience in high growth start-ups and international blue-chip corporations such as Universal Music, Cinime, Collinson. He has extensive experience in M&As, investor management and financing. Since advising AuBit Brad has worked closely with the Founders to prove out finance models and generate detailed forecasts and valuations. He continues to support the project with advice on finance and business structuring.
BRAD's LINKEDIN
Adam Grace
SENIOR TECHNICAL ADVISER aubit international
Adam has more than 18 years of experience in Information Technology spanning across the Construction, Government, Food Service, Apparel and Finance industries. He has been managing Fluor Corporation’s Data Analytics & BI Platform since July 2015. Adam is particularly skilled at team management, bringing highly specialised teams together and managing technical workflows. Since joining the AuBit team, Adam has worked closely with the external developers, directing the structure of the initial platform development and outlining technical specifications.
Adam's LinkedIn
Access the Data Room
For those who would like to learn more about AuBit, we have a comprehensive data room.
Please request access to the data room by filling out this form and we will be back in touch soon to see if you qualify for access.
The Team
The entrepreneurial founders have pulled together an impressive team of professionals in their respective talents, hailing from such prestigious backgrounds as Prudential Asia, HSBC, Fidelity, Universal Music Group, Heidrick & Struggles, Fluor Corporation, Standard Chartered Bank, Morgan Stanley, Credit Suisse and Barclays bank.
PETER NEILSON
FOUNDER & CEO AuBit international
A veteran entrepreneur in tech & natural resources: Orange prepay mobile & Freeserve web-based email, World Telecom, Orion Telecom, Coal International. He was involved in some of the world’s leading Gold Mining Technology and also led an acquisition of 32,000 acres of coal mines by AIM-listed Coal International plc.
Peter brought together the “ideation crucible” that sparked AuBit and formed the initial founding team. He continues to forge partnerships and growth opportunities for the endeavour.
GRAHAM DOGGART
FOUNDER & CPO Aubit international
Ranked as one of the top blockchain experts globally, Graham specialises in the structuring and packaging of offerings and has worked with numerous projects internationally.
Graham conceptualised and developed AuBit and drives the continuing ideation and innovation process.
His background is in system architecture, management consultancy in regulated industries, digital marketing & fintech.
SADIE HUTTON
FOUNDER & CSO Aubit international
With more than 20 years in management, Sadie brings experience in administration, fundraising, processes and project execution. In her early career, she mostly focused on philanthropic and volunteer work. Since shifting career path, she founded two startups, both of which were successfully merged with larger firms. Sadie codified the AuBit structure and architecture and manages the ideation, establishment and operations of the project. Her current focus is working with legal and operations teams to prepare AuBit for launch.
JOEL KRUEGER
CHIEF INVESTMENT ADVISER aubit RESERVES
Joel has spent his career in investment management across asset and alternative asset allocation, asset-liability management and hedging through derivatives, and proprietary investment in private credit management, especially secured bank lending.
His last position was as the senior-most investment officer and regional investment committee chairman for Prudential’s life businesses in Asia-Pacific across 14 countries with assets-under-management in excess of $75 billion. Joel advises the AuBit Reserves team on all aspects ahead of launch.
DOMINIC EVANS
ADVISER ON aubit RESERVEs OPERATIONS
Dominic hails from a long career in financial control, operations and risk management in companies such as PwC, Fidelity, and Prudential Corporation Asia, where he worked for the past 7 years, most recently as Regional Director of Investment Risk. With oversight responsibilities for PCA’s circa USD100bn of life fund investments in Asia, Dominic has extensive experience in the design of investment oversight policy, guidelines and governance, together with operational structuring, risk assessment and due diligence processes.
Since joining the AuBit team he has focused on advising on the AuBit Reserves structure and governance requirements.
BRAD HUNT
CORPORATE FINANCIAL ADVISER aubit international
Brad is an ambitious and accomplished finance leader, team builder and mentor, with over 20 years experience in high growth start-ups and international blue-chip corporations such as Universal Music, Cinime, Collinson. He has extensive experience in M&As, investor management and financing. Since advising AuBit Brad has worked closely with the Founders to prove out finance models and generate detailed forecasts and valuations. He continues to support the project with advice on finance and business structuring.
Adam Grace
SENIOR TECHNICAL ADVISER aubit international
Adam has more than 18 years of experience in Information Technology spanning across the Construction, Government, Food Service, Apparel and Finance industries. He has been managing Fluor Corporation’s Data Analytics & BI Platform since July 2015. Adam is particularly skilled at team management, bringing highly specialised teams together and managing technical workflows. Since joining the AuBit team, Adam has worked closely with the external developers, directing the structure of the initial platform development and outlining technical specifications.
FINANCIAL DISCLAIMER
This Website (this “Website”) is for information purposes only and may be subject to change. This Website does not constitute an offer or solicitation to sell securities. Any such offer or solicitation will be made only by means that are in compliance with applicable securities and other laws. No information or opinions presented herein are intended to form the basis for any purchase or investment decision, and no specific recommendations are intended. Accordingly, this Website does not constitute investment advice or counsel or a solicitation for investment in any security. As such, this Website does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of or be relied on in any connection with, any contract or commitment whatsoever.
AuBit International and its affiliates (collectively, “AuBit” or the “Company”) expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (a) reliance on any information contained in this Website; (b) any error, omission or inaccuracy in any such information; and (c) any action resulting therefrom.
The Company cannot guarantee the accuracy of the statements made or conclusions reached in this Website. The Company does not make, and expressly disclaims, all representations and warranties (whether expressed or implied by statute or otherwise). This Website does not constitute advice, nor a recommendation, by the Company, its officers, directors, managers, employees, agents, advisors, or consultants, or any other person to any recipient of this Website. This Website may contain references to third-party data and industry publications. As far as the Company is aware, the information reproduced in this Website is materially accurate and such estimates and assumptions therein are reasonable. However, there are no assurances as to the accuracy or completeness of such reproduced information. Although information and data reproduced in this Website are believed to have been obtained from reliable sources, the Company did not independently verify any of the information or data from third party sources referred to in this Website or the underlying assumptions relied upon by such sources.
The Company makes no promises of future performance or value with respect to its proposed business operations or AuBits (as defined herein), including no promises of inherent value, no promises of payments, and no guarantees that AuBits will hold any particular value. Unless prospective participants fully understand, comprehend, and accept the nature of the Company’s proposed business and the potential risks inherent in AuBits, they should not participate in the Company’s sale of the AuBits.
No regulatory authority has examined or approved any information set forth in this Website. No such action has been or will be taken under the laws, regulatory requirements, or rules of any jurisdiction. The publication, distribution, or dissemination of this Website does not imply that applicable laws, regulatory requirements, or rules have been complied with. AuBits may be impacted by regulatory action, including potential restrictions on the ownership, use, or possession of them. Regulators or other authorities may demand that the Company revise the mechanics and functionality of AuBits and the Company’s proposed operating model to comply with regulatory requirements or other governmental or business obligations.
The distribution or dissemination of this Website or any part thereof may be prohibited or restricted by the laws, regulatory requirements, and rules of any jurisdiction. In the case where any restriction applies, you are to inform yourself about, and to observe, any restrictions which are applicable to your possession of this Website or such part thereof (as the case may be) at your own expense and without any liability to the Company. Persons to whom a copy of this Website has been distributed or disseminated, provided access to, or who otherwise have this Website in their possession shall not circulate it to any other persons, reproduce, or otherwise distribute this Website or any information contained herein for any purpose whatsoever nor permit or cause the same to occur.
CAUTION REGARDING FORWARD-LOOKING STATEMENTS
Certain statements in this Website constitute “forward-looking information” under applicable securities laws. In some cases, these forward-looking statements can be identified by words or phrases such as “may”, “will”, “expect”, “anticipate”, “aim”, “estimate”, “intend”, “plan”, “seek”, “believe”, “potential”, “continue”, “is/are likely to” or the negative of such terms, or other similar expressions intended to identify forward-looking statements. Forward-looking statements are provided to allow potential purchasers of AuBits the opportunity to understand the Company’s beliefs and opinions in respect of the future, including forward-looking statements related to the Company’s proposed operating model. The proposed operating model speaks to the Company’s objectives only and is not a forecast, projection, or prediction of future results of operations. The forward-looking statements are not guarantees of future performance, and undue reliance should not be placed on them. Forward-looking statements are based on certain assumptions and analysis made by the Company in light of its experience and perception of historical trends, current conditions, and expected future developments and other factors it believes are appropriate.
These forward-looking statements involve known and unknown risks, uncertainties, and other factors that may cause the actual future results, performance, or achievements of funds, cryptocurrencies, or the Company to be materially different from any future results, performance or achievements expected, expressed or implied by such forward-looking statements. These factors include, but are not limited to: (a) changes in political, social, economic, and cryptocurrency market conditions, and the regulatory environment in the jurisdictions in which the Company conducts its businesses and operations; (b) the risk that the Company may be unable or execute or implement its business strategies and future plans; (c) changes in exchange rates of fiat currencies and cryptocurrencies; (d) changes in the anticipated growth strategies and expected internal growth of the Company; (e) changes in the future capital needs of the Company and the availability of financing and capital to fund such needs; (f) war or acts of terrorism; (g) occurrences of catastrophic events, natural disasters, and acts of God that affect the businesses and operations of the Company; (h) other factors beyond the control of the Company; and (i) any risk and uncertainties associated with the Company and its business and operations, AuBits, the sale of AuBits, and the underlying assets.
Although forward-looking statements contained herein are based upon what the Company believes are reasonable assumptions, forward-looking statements may prove to be inaccurate, as actual results and future events may differ materially from those anticipated in such statements. The Company undertakes no obligation to update forward-looking statements if circumstances or the Company’s estimates or opinions should change, except as required by applicable laws.
FINANCIAL DISCLAIMER
This Website (this “Website”) is for information purposes only and may be subject to change. This Website does not constitute an offer or solicitation to sell securities. Any such offer or solicitation will be made only by means that are in compliance with applicable securities and other laws. No information or opinions presented herein are intended to form the basis for any purchase or investment decision, and no specific recommendations are intended. Accordingly, this Website does not constitute investment advice or counsel or a solicitation for investment in any security. As such, this Website does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of or be relied on in any connection with, any contract or commitment whatsoever.
AuBit International and its affiliates (collectively, “AuBit” or the “Company”) expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (a) reliance on any information contained in this Website; (b) any error, omission or inaccuracy in any such information; and (c) any action resulting therefrom.
The Company cannot guarantee the accuracy of the statements made or conclusions reached in this Website. The Company does not make, and expressly disclaims, all representations and warranties (whether expressed or implied by statute or otherwise). This Website does not constitute advice, nor a recommendation, by the Company, its officers, directors, managers, employees, agents, advisors, or consultants, or any other person to any recipient of this Website. This Website may contain references to third-party data and industry publications. As far as the Company is aware, the information reproduced in this Website is materially accurate and such estimates and assumptions therein are reasonable. However, there are no assurances as to the accuracy or completeness of such reproduced information. Although information and data reproduced in this Website are believed to have been obtained from reliable sources, the Company did not independently verify any of the information or data from third party sources referred to in this Website or the underlying assumptions relied upon by such sources.
The Company makes no promises of future performance or value with respect to its proposed business operations or AuBits (as defined herein), including no promises of inherent value, no promises of payments, and no guarantees that AuBits will hold any particular value. Unless prospective participants fully understand, comprehend, and accept the nature of the Company’s proposed business and the potential risks inherent in AuBits, they should not participate in the Company’s sale of the AuBits.
No regulatory authority has examined or approved any information set forth in this Website. No such action has been or will be taken under the laws, regulatory requirements, or rules of any jurisdiction. The publication, distribution, or dissemination of this Website does not imply that applicable laws, regulatory requirements, or rules have been complied with. AuBits may be impacted by regulatory action, including potential restrictions on the ownership, use, or possession of them. Regulators or other authorities may demand that the Company revise the mechanics and functionality of AuBits and the Company’s proposed operating model to comply with regulatory requirements or other governmental or business obligations.
The distribution or dissemination of this Website or any part thereof may be prohibited or restricted by the laws, regulatory requirements, and rules of any jurisdiction. In the case where any restriction applies, you are to inform yourself about, and to observe, any restrictions which are applicable to your possession of this Website or such part thereof (as the case may be) at your own expense and without any liability to the Company. Persons to whom a copy of this Website has been distributed or disseminated, provided access to, or who otherwise have this Website in their possession shall not circulate it to any other persons, reproduce, or otherwise distribute this Website or any information contained herein for any purpose whatsoever nor permit or cause the same to occur.
CAUTION REGARDING FORWARD-LOOKING STATEMENTS
Certain statements in this Website constitute “forward-looking information” under applicable securities laws. In some cases, these forward-looking statements can be identified by words or phrases such as “may”, “will”, “expect”, “anticipate”, “aim”, “estimate”, “intend”, “plan”, “seek”, “believe”, “potential”, “continue”, “is/are likely to” or the negative of such terms, or other similar expressions intended to identify forward-looking statements. Forward-looking statements are provided to allow potential purchasers of AuBits the opportunity to understand the Company’s beliefs and opinions in respect of the future, including forward-looking statements related to the Company’s proposed operating model. The proposed operating model speaks to the Company’s objectives only and is not a forecast, projection, or prediction of future results of operations. The forward-looking statements are not guarantees of future performance, and undue reliance should not be placed on them. Forward-looking statements are based on certain assumptions and analysis made by the Company in light of its experience and perception of historical trends, current conditions, and expected future developments and other factors it believes are appropriate.
These forward-looking statements involve known and unknown risks, uncertainties, and other factors that may cause the actual future results, performance, or achievements of funds, cryptocurrencies, or the Company to be materially different from any future results, performance or achievements expected, expressed or implied by such forward-looking statements. These factors include, but are not limited to: (a) changes in political, social, economic, and cryptocurrency market conditions, and the regulatory environment in the jurisdictions in which the Company conducts its businesses and operations; (b) the risk that the Company may be unable or execute or implement its business strategies and future plans; (c) changes in exchange rates of fiat currencies and cryptocurrencies; (d) changes in the anticipated growth strategies and expected internal growth of the Company; (e) changes in the future capital needs of the Company and the availability of financing and capital to fund such needs; (f) war or acts of terrorism; (g) occurrences of catastrophic events, natural disasters, and acts of God that affect the businesses and operations of the Company; (h) other factors beyond the control of the Company; and (i) any risk and uncertainties associated with the Company and its business and operations, AuBits, the sale of AuBits, and the underlying assets.
Although forward-looking statements contained herein are based upon what the Company believes are reasonable assumptions, forward-looking statements may prove to be inaccurate, as actual results and future events may differ materially from those anticipated in such statements. The Company undertakes no obligation to update forward-looking statements if circumstances or the Company’s estimates or opinions should change, except as required by applicable laws.